Originally posted by InRomoWeTrust
It's really just flex that gets "locked up". I've played on my large stockpile of flex for a long time. It's not like you get nothing back when you retire. That glamour dot is giving you ~7000 flex back on retirement.
The sunk costs, spread across the lifetime of the dot, are pretty small.
I just retired some of my old Dharma dots and I jumped from 20K in flex to 139K in flex. Thanks to all that reward point flex, I tend to be able to get full refunds on my flex and use my reward points for sunk costs (like CEQ bonus boosting, scrims, etc.)