Shake!
Norsemanvike
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Originally posted by bluur27
One more time and I'm playing with myself.....
Pervert.
One more time and I'm playing with myself.....
Pervert.
Greywolfmeb
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Originally posted by Festus
Everybody is replaceable.
First, I am not a proponent of unions as I have said before and reading your opinion I must also say that your attitude is what to lead unions in the first place. You basically treat people like shit and expect the world from them. There were valid points made but I for one do not believe you have done the things you say, like research what medical costs, etc. You sound like a typical employer that can't keep help. I believe you must have high turnover, or hundreds of illegals running around making 3 dollars an hour to keep your personal property growing at all costs. IMO
Everybody is replaceable.
First, I am not a proponent of unions as I have said before and reading your opinion I must also say that your attitude is what to lead unions in the first place. You basically treat people like shit and expect the world from them. There were valid points made but I for one do not believe you have done the things you say, like research what medical costs, etc. You sound like a typical employer that can't keep help. I believe you must have high turnover, or hundreds of illegals running around making 3 dollars an hour to keep your personal property growing at all costs. IMO
Last edited Dec 6, 2008 06:21:31
Festus
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Originally posted by Greywolfmeb
Originally posted by Festus
Everybody is replaceable.
First, I am not a proponent of unions as I have said before and reading your opinion I must also say that your attitude is what to lead unions in the first place.
Then you know very little about me.
Originally posted by
You basically treat people like shit and expect the world from them.
Really? How so?
Originally posted by
There were valid points made but I for one do not believe you have done the things you say, like research what medical costs, etc.
Now you see, I think health insurance is a huge bullshit scam. Let's take a look at HSA's as an example. Now here's how they work. You've got a typical yearly deductible cap of $3000-$6000 in most cases. The insurance company will typically pay for most of the small things like say physicals. Physicals tend to run around $100 per visit. But now let's say you break your arm. If you haven't met your yearly cap of $3000 (we'll use the low end), the company ain't paying for squat. It's on you. Additionally you're paying approximately $300 a month to the company; $300 x $12 = $3600. You're also paying "X" amount into a bank account to put towards medical treatment. Let's say this amount is $100 every two weeks; $100 x 26 = $2600. Your employer kicks in a certain amount once every quarter, in this case around $250. Now this amount you kick in every two weeks can only be used for medical purposes, like purchasing aspirin and band-aids from the store or paying towards a medical bill. In some cases, if the money is not used at the end of the year, the insurance company sucks it up, in other cases it rolls over. Let's use the best case scenario where the money rolls over. Okay, you get to keep that money. But where does the loss come in for the family that's typically healthy? You're already paying $2600 a year into a bank account that can only be used for specific purposes BUT YOU'RE PAYING ANOTHER ENTITY $3600 TO MANAGE THAT ACCOUNT. And that entity won't pay for shit until you've met their cap number. That's how they make some of their money. They gamble that a majority of their clients will not come down with expensive injuries or illnesses. I know with car insurance, if I hit a deer tomorrow, I pay a $250 deductible and the rest is covered by the insurance. It should work the same for health insurance.
Originally posted by
You sound like a typical employer that can't keep help.
As I wrote, you know little about me. The average health insurance premium for family insurance is $500 a month. In an 80 hour month this comes out to around $6 extra per hour. I would rather pay this amount and let the person find their own insurance or use that money as the wish. As I wrote earlier, I am not responsible for your well-being or financial stability outside of work. And believe me, a person can find health insurance for less than $500 a month. Additionally, by you paying your own premiums, they are a tax write off. Works out better for you. Secondly, not only do I provide an hourly wage, I provide a percentage bonus if the job is completed early without incident. I'm not the only one who profits off work completed before the mandated time. But nor do I penalize the employees if the work goes over the allotted time that was estimated. They're still getting paid and sometimes shit just happens that's beyond your control. There are other perks to the job as well.
Originally posted by
I believe you must have high turnover, or hundreds of illegals running around making 3 dollars an hour to keep your personal property growing at all costs. IMO
I operate a small business. To keep my personal property growing at all costs? Funny you say that. My truck is 17 years old, has a 185,000 miles on it. Bought it used. My house is valued at $49,000. Property rights is not about greed. It's about defending what is yours that you have righteously attained.
Originally posted by Festus
Everybody is replaceable.
First, I am not a proponent of unions as I have said before and reading your opinion I must also say that your attitude is what to lead unions in the first place.
Then you know very little about me.
Originally posted by
You basically treat people like shit and expect the world from them.
Really? How so?
Originally posted by
There were valid points made but I for one do not believe you have done the things you say, like research what medical costs, etc.
Now you see, I think health insurance is a huge bullshit scam. Let's take a look at HSA's as an example. Now here's how they work. You've got a typical yearly deductible cap of $3000-$6000 in most cases. The insurance company will typically pay for most of the small things like say physicals. Physicals tend to run around $100 per visit. But now let's say you break your arm. If you haven't met your yearly cap of $3000 (we'll use the low end), the company ain't paying for squat. It's on you. Additionally you're paying approximately $300 a month to the company; $300 x $12 = $3600. You're also paying "X" amount into a bank account to put towards medical treatment. Let's say this amount is $100 every two weeks; $100 x 26 = $2600. Your employer kicks in a certain amount once every quarter, in this case around $250. Now this amount you kick in every two weeks can only be used for medical purposes, like purchasing aspirin and band-aids from the store or paying towards a medical bill. In some cases, if the money is not used at the end of the year, the insurance company sucks it up, in other cases it rolls over. Let's use the best case scenario where the money rolls over. Okay, you get to keep that money. But where does the loss come in for the family that's typically healthy? You're already paying $2600 a year into a bank account that can only be used for specific purposes BUT YOU'RE PAYING ANOTHER ENTITY $3600 TO MANAGE THAT ACCOUNT. And that entity won't pay for shit until you've met their cap number. That's how they make some of their money. They gamble that a majority of their clients will not come down with expensive injuries or illnesses. I know with car insurance, if I hit a deer tomorrow, I pay a $250 deductible and the rest is covered by the insurance. It should work the same for health insurance.
Originally posted by
You sound like a typical employer that can't keep help.
As I wrote, you know little about me. The average health insurance premium for family insurance is $500 a month. In an 80 hour month this comes out to around $6 extra per hour. I would rather pay this amount and let the person find their own insurance or use that money as the wish. As I wrote earlier, I am not responsible for your well-being or financial stability outside of work. And believe me, a person can find health insurance for less than $500 a month. Additionally, by you paying your own premiums, they are a tax write off. Works out better for you. Secondly, not only do I provide an hourly wage, I provide a percentage bonus if the job is completed early without incident. I'm not the only one who profits off work completed before the mandated time. But nor do I penalize the employees if the work goes over the allotted time that was estimated. They're still getting paid and sometimes shit just happens that's beyond your control. There are other perks to the job as well.
Originally posted by
I believe you must have high turnover, or hundreds of illegals running around making 3 dollars an hour to keep your personal property growing at all costs. IMO
I operate a small business. To keep my personal property growing at all costs? Funny you say that. My truck is 17 years old, has a 185,000 miles on it. Bought it used. My house is valued at $49,000. Property rights is not about greed. It's about defending what is yours that you have righteously attained.
Festus
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Originally posted by bluur27
so You run a sweatshop where they don't have dealerships and 49k is a lot of money
If I ran a sweatshop, wouldn't I be rolling in dough?
Okay, true on the dealerships. Nearest one is 30 miles away.
so You run a sweatshop where they don't have dealerships and 49k is a lot of money
If I ran a sweatshop, wouldn't I be rolling in dough?
Okay, true on the dealerships. Nearest one is 30 miles away.
Last edited Dec 6, 2008 10:12:13
deacon6878
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Originally posted by bluur27
so You run a sweatshop where they don't have dealerships and 49k is a lot of money
The dealership part lost me
so You run a sweatshop where they don't have dealerships and 49k is a lot of money
The dealership part lost me
Greywolfmeb
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Of course I don't know you but ....that wasn't the point. It wasn't about you but the mentality.
My health insurance works fine...150 deductible per incident up to $500 then it pays everything. $3000 usually is for an entire family.
Why not, why wouldn't you be responsible? Aren't they responsible for you? If they work for you, don't they represent you to an extent? Apparently you live in a one light town from the sound of it, so isn't everything tied together?
I have never been quoted for less than $900 a month for private insurance.
I had my own small business and chose to get out for different reasons so that part I do know. It is always better for all to keep your people happy and productive.
You couldn't buy a garage here for that $49,000, that's not a dig, but in that situation how would you pay someone 50% more money when you could have tax breaks for providing them health care?
Last edited Dec 6, 2008 12:30:38
bluur27
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Originally posted by Festus
Originally posted by bluur27
so You run a sweatshop where they don't have dealerships and 49k is a lot of money
If I ran a sweatshop, wouldn't I be rolling in dough?
Okay, true on the dealerships. Nearest one is 30 miles away.
I am just kidding btw....however you and grey have a helluva arguement goin here
Originally posted by bluur27
so You run a sweatshop where they don't have dealerships and 49k is a lot of money
If I ran a sweatshop, wouldn't I be rolling in dough?
Okay, true on the dealerships. Nearest one is 30 miles away.
I am just kidding btw....however you and grey have a helluva arguement goin here
deacon6878
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are you 2 comparing apples to apples? I know some states are "Right to Work" states some arn't
Greywolfmeb
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Not an argument...just two sides of a point. No real right and wrong, just varying views on an issue and my intent was to just take the other. We are all entitled to opinions and I have been known to give mine LOL and also to type things in way that comes out differently than it would if I was speaking the same words. BTW Deacon, I don't know what "Right to Work" state is.
bluur27
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I know I liv in a Right to work state, but I have no idea what it means. Just some more stupid mumbo jumbo like unions
deacon6878
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Its much harder to fire someone.
I've never worked in a "right to work" state. They were trying to change Oklahomo while I was out there.
Its similar to a union in a way that once you hire the person he has more rights then you do.
I like being able to fire people without alot of paperwork. I still had to pay unemployement either way. Also owners/bosses that fire indiscrimately will fail anyhow so I wouldn't worry about rampant firing.
I've never worked in a "right to work" state. They were trying to change Oklahomo while I was out there.
Its similar to a union in a way that once you hire the person he has more rights then you do.
I like being able to fire people without alot of paperwork. I still had to pay unemployement either way. Also owners/bosses that fire indiscrimately will fail anyhow so I wouldn't worry about rampant firing.
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