Originally posted by aaasahi
Can somebody explain this text for me?
I have some headache......... 
There are errors in it.
It cost 2 SP at 28.5?
It costs 1 SP at 28.5. Know your caps!
Multi-train to the caps? No! SP spend to the caps, train over the caps. The reason for this is that if your training will go up by 30% at 36 and by 24% at 49 it would seem like training at 36 is better. This is false though because it costs 1 SP to go from 36 to 37, but it costs 2 SP to go from 49 to 50. You essentially need to multiply the training % by the SP cost to determine what the SP value of the training is.
That's why most people get their primary attribute to 100 as soon as possible. The ALGs continue to work over the caps at the same value, but yield a much higher SP value. Also, training over 100 is almost useless. I like to train to 98 and 98% training percentage so that I can just light train over. There's nothing more disheartening than to get to 100 and have an attribute at 50% training. You pretty much have to abandon that training % because it costs so many sessions to get it to 100%.